In DeFi (Decentralized Finance), off-ramping ideally happens without relying on centralized intermediaries. Instead of using an exchange to withdraw to your bank, users leverage self-custody wallets, DEXs (Decentralized Exchanges), and DeFi-integrated off-ramp gateways to move value directly into fiat or fiat-linked products. This autonomy preserves privacy, control, and sovereignty — the core values of DeFi.